*This post may contain affiliate links*
Happy Friday everyone! And Happy St. Patrick’s Day!
While most of the world is out there getting drunk right now, I’m hunkered down at home with a teething infant, looking over our bills for the week (yay for adulthood!).
I’m personally determined to reach a point of debt-freedom; and since I’ve never been a patient person, I’m wanting results to happen quickly. So here I am, searching the internet and analyzing each. and. every. single. bill we have, trying to pay these in the best way possible. By that I mean, instead of paying a little extra on each bill, add all of that ‘extra’ up and put it towards ONE bill. Thus, trying to speed up the payoff time on that one bill rather than trying to tackle it all at once.
Anyways, I’ll write more on the ‘Debt Snowball Method’ from Dave Ramsey later. What I wanted to talk about tonight, was what I noticed in all of my chaos of trying to gather every extra penny we have together; there’s one common denominator in all of these ‘tips and tricks’ I read about and no one seems to want to say what that is.
The commonality? You have to work for it. You have to put in the extra time and extra effort to make those savings happen. You can’t just magically read ‘100 ways to save money’ and then *poof* your saving account has doubled over night (wouldn’t that be nice?).
In all seriousness, meal planning, couponing, unplugging cords, sealing windows, etc. They all take extra time and effort out of your day. That’s it. If you can devote 10-20 minutes a day towards doing something that’ll help you save money, I have absolutely NO doubt in the world that you can make it happen. The trick is, you need to spend that time constructively, not just browsing through Pinterest for new ideas.
Of course there are resources that can help save you time in the process. Trying to get the best couponing deals? Check out www.krazykouponlady.com. Looking for new, easy recipes to switch the up same-old-same-old meal planning? Pinterest is WONDERFUL for recipes!
By all means, visit the sites! Do the research! Knowledge is power! But remember, unless you follow through with those ideas, and stay relatively routine about that behavior, don’t expect to see major results.
I’m not trying to make everyone feel defeated or give up on their goals. I know this is the harsh truth (emphasis on harsh), but if I told you that you could save loads of money, by sitting around all day then I wouldn’t be helping you. Think of it as tough love 🙂
I’ve included a short list of quick changes you can make to start adding up the savings to try and keep us all moving towards the same goal:
- Plan ahead and pack a lunch
- Turn off lights in rooms you’re not in (if you don’t like a super dark house, light a candle in a nearby room – nice scent and some ambiance as a nice bonus!
- Only wash full loads of dishes and laundry. Don’t waste your energy bills on a couple plates or shirts that need to be washed, just do it by hand – takes 5 minutes!
- Designate a place to collect all loose change
- Get creative and use up odds and ends in your pantry and fridge to push off grocery shopping by another day or two!
- Unplug chargers and small appliances when you’re not using them. Even the small guys add up to savings!
- Combine shopping trips! Spend a day running all your errands instead of going back-and-forth from your house to each store
- Be aware of how much soap you use! Don’t waste shampoo and hand soap when a lesser amount can get you just as clean!
- Use a washable rag for things you would normally use a paper towel!
- Watch sales! Almost everything will come around on sale at some point, if you can wait to buy it until then, hold out for some savings!
Any other ideas you can think of? Let me know below and I’ll add them to the list!
REMEMBER: The more effort you put in, the more you’re likely to save!